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Mortgage Advice

Many mortgage borrowers with adjustable-rate mortgages (ARMs) on which the rate has adjusted within recent years are currently enjoying extremely low interest...

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Short-term vs. long-term loans

Editor's note: This is Part 2 of a two-part series. Rea...

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ARM loans: a risk worth taking?

Editor's note: This is Part 1 of a two-part series. Read Part 2 View Full Story

Wanted: a loan to take into retirement

"I am 58 years old and looking to buy a new home. I won't be able to pay off this home before I retire, but I would like my payment to drop at retirem...

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Finding value in loan assumptions

"Does the assumability option on FHA loans offset their high mortgage insurance premiums?"

That is a great question and very timely. T...

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Reverse mortgage dangers debunked

Editor's note: This is Part 6 of a six-part series. Read View Full Story

Reverse mortgages: the next subprime?

Editor's note: This is Part 5 of a six-part series. Read View Full Story

Reverse mortgage shopping secrets

Editor's note: This is Part 4 of a six-part series. Read View Full Story

Reverse mortgage annuity options

Editor's note: This is Part 3 of a six-part series. Read View Full Story

The reverse mortgage 'ATM'

Editor's note: This is Part 2 of a six-part series. Read View Full Story

Reverse mortgages under pressure

Editor's note: This is Part 1 of a six-part series. Read

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Don't refi for the wrong reasons

In a recent article on lifestyle mistakes by mortgage borrowers, I gave an example of such a mistake that touched a nerve on the part of some readers. I said ...

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Buying dilemma: job change matters

"My wife and I are currently considering buying a new house, and I am considering changing jobs to earn a higher salary. I have been at my current job...

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New GFE to reshape mortgage ethics?

On Jan. 1, 2010, a redesigned good faith estimate (GFE) will become effective and make mortgage shopping a little easier for borrowers.

The GFE is a dis...

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Weeding out mortgage scoundrels

Mortgage shoppers should have some understanding of the major steps involved in obtaining a mortgage, which have been impacted by several recent developments. ...

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